<p>The world of finance, although at first glance it may seem complex and difficult to understand, is part of our daily lives from the simplest events. From online banking payments for our public services, to innovative investment tools such as virtual currencies, the financial environment is gaining more and more space in modern society every […]</p>
<p>Nowadays, insurance has become a very important piece in the functioning society, we will tell you why it should be a priority. Insurance is designed to help us minimize economic problems in the future. It works by signing a contract, called a policy, which can be for life insurance, damage or any other, in which […]</p>
<p>Bank account is a financial product in which the person/entity can manage their money, in different ways offered by the bank. Having a bank account, you will be able to deposit your money in the bank, and following: transfer, paying bills, withdrawals on ATM, getting a credit card, etc. It is very important to bear […]</p>
<p>When it comes to financial health it is important to look at ourselves as objectively as possible. We have come up with some assessment tool which could help you evaluate your current state of financial health. Stage 1. Denial. You often use phrases like, “At least I’m doing better than…” or “The economy is bad […]</p>
<p>For many people, it is impossible to buy an apartment without a mortgage loan. Getting hundreds of thousands of soles to make a one-time payment is a privilege reserved for very few. Fortunately, banks and financial institutions offer a wide range of loans. Here are the advantages of acquiring a mortgage loan. 1. Improves your […]</p>
<p>Responsible pet ownership begins by recognising that, upon adoption, a series of obligations must be assumed. This means that, from day one, the owner must take responsibility for the welfare of the animal and its healthy coexistence with the other individuals in its environment. Therefore, it is natural for responsible guardians to ask themselves questions […]</p>
<p>Difference between credit and debit cards Debit and credit cards are very useful and practical payment instruments that allow you to manage your finances safely and comfortably. Both have two different modalities and features so many customers who are just starting in the banking world wonder what are the differences between credit and debit card. […]</p>
<p>In today’s world, it seems like everything comes with a subscription or membership. But, not all of them are worth the cash. Luckily, folks on the internet have shared their top picks for memberships that truly give you a bang for your buck. Let’s dive into the finds that make life better, save you money, […]</p>
<p>We can classify the different types of loans(credits) according to different criteria. Firstly, we can classify them according to their origin, from which we would extract bank credit, mortgage credit and credit against public debt issues. Secondly, depending on the purpose for which the credits are intended, we can find production credit or consumer credit. […]</p>
<p>5 Instances in which a Personal Loan might be a good idea: 1. Consolidate your Credit Cards If you have several credit cards and you use your credit lines to the maximum, apply for a personal loan to consolidate all your debts into one monthly payment. Another reason to do this is to get a […]</p>
<p>If you are paying a mortgage loan but you are faced with a situation in which you have to move house, you may feel tied by your obligation to the bank. At this point the question that crosses your mind is: if a house is mortgaged, can it be sold? In the following article we […]</p>
<p>Investing will be easier for you if… To achieve success in an investment it is necessary to know and understand some basic concepts that we give you below: Investment instrument: It is the means through which you invest your money. Term: Time during which you keep your money in an investment instrument. Generally, a short-term […]</p>
<p>If you don’t have a credit score you will not be able to obtain important goods such as the so called “durable goods” (a house, a car, appliances, etc.). I have only met two people who did not buy on credit, who when they wanted to acquire products such as home furnishings or even a […]</p>
<p>A mortgage loan with increasing payment corresponds to a loan where in the first years a low monthly payment is paid and as the term progresses, it will increase. The increase in the monthly payments will be established according to the payment schedule agreed upon with the financial institution. A mortgage loan with increasing payment […]</p>
<p>Credit cards are easy to use, they really aren’t that complicated, but they do require some commitments, if we do not want to be penalised with high costs. That is why we are going to explain what the credit card cut-off date is, as it is something that all credit card holders should be aware […]</p>
